Personal Auto Insurance

The single BEST and EASIEST way to affordably purchase your Auto Insurance is by bundling it with your Home Insurance or Renters Insurance.  Ask us how and we'll be happy to show you the savings!

How to Buy Your Auto Insurance

There are two very important things to consider when looking at your Personal Auto Insurance.

  1. Coverage Amount - Liability & Physical Damage in case you hit someone or someone hits you
  2. Premium Cost – Make sure you are not paying too much

How can you be certain you are getting both the optimal amount of coverage while paying the most effective rate (not necessary “CHEAP”, but effective). Cheap Insurance is just like virtually everything else that is considered “Cheap”; it is lower quality service when you need it most. 

One thing to consider when purchasing insurance, it is similar to how you purchase a car, a phone, or anything else you rely on in your life.  You consider the options and go over what you need vs. what you want.  Then once you’ve found what you truly are looking for you go out to find the right price.  Similar to looking for the right vehicle, once you’ve identified the vehicle with the options you must have (or “need”) then you find the BEST price.

At GDI Insurance Agency, Inc., we do just that.  We help you to discern what your needs and wants are in terms of protection and then we find you the BEST price available.  Contact us today by filling out the form on this page or give us a call at 209-634-2929.

Annual Policy Reviews - What are We Talking About?

Every year at about a couple months before your policy renews with GDI, we will reach out to you to review your policies prior to their renewal so that we can ensure that you are STILL with the Right Insurance Company, with the Right Coverage, and paying the Right Price.

If you decide you’d like to be quoted with other Insurance Companies you can quickly schedule a time for an in-depth market review where our team will re-quote your policies and provide you with the options so you can make the best decision possible.

Teenage drivers can save on car insurance with GDI's Teen Auto Insurance Program

With over 37 Insurance Companies at our disposal, at GDI Insurance we can help you save money on your family’s

car insurance – even when you have young teenagers driving in your household. 

Click here for loads of helpful, FREE information on our Teen Driver Safety page

Our Clients Say It Best!


I wanted to take this opportunity to  thank you for your expertise and attention to detail as relates to  my insurance policies  ..Your diligence , reliability and kindness are noteworthy .

This has been demonstrated in not only finding the best policies to fit my needs- but acting act an advocate for me, the consumer  These are traits that are becoming lost in the workforce today ..You are definitely as asset to those you work for and I hope to maintain a business relationship with you for many years to come .

Thanks again

Doc  9-13-16


GDI has been my insurance carrier for the past few years. I have jumped around in the past to find the best price and service.  GDI does everything possible at each renewal to ensure I am being quoted with all possible carriers to obtain the best rate. The other equal component of doing business with any company is the service, GDI has met and exceeded expectations. So much in fact, that I have had no issue referring family and friends to GDI! I wish all business transactions were this smooth!

Fabiola Valadez 10-7-16


GDI has been taking care of my insurance needs (both auto and

home) for some time now.

I have a number of collector cars and am consistently going through car changes. GDI has always been quick to respond to my needs and made sure that my coverage's were exactly what I needed and when I needed them.

I have had a couple of issues (one with the insuring company and another with DMV) and Marni has been excellent in resolving both issues quickly and professionally.

I appreciate GDI's customer service and attention to detail and  would enthusiastically endorse her to anyone looking for a reputable and dependable insurance agent.

Thank you GDI!!!
Michael Hill 7-20-16

“GDI saved me over $600 a year on my auto insurance alone.”
Corrin Amaral, Turlock, CA

The customer service at GDI is superb!  Every year they contact me regarding my insurance.  This year GDI saved me $515.18 on my auto insurance!

Dawn Gonzalez
I have been a client of GDI for several years.  Every year they shop my insurance looking for the best rate.  This year GDI saved me $129.46.
Sheri Reyes
When my son turned 16 we were worried about our auto insurance.  When I asked our current company how much it would be to add him to the policy, I almost fainted!  Our old insurance company wanted to charge us $8,355 a year!!! Over half of that was for my son alone!  I called GDI Insurance and in a couple hours, had a policy that was $4122 for the year!  GDI saved me half on my personal insurance…GDI saved us so much money, it’s like they sent us to our beach house this week for free!
Joe Moitoso
Turlock, CA

Home insurance client

and Auto Insurance Client.
GDI saved me $418. a year on my auto insurance.
Riann Evans

Before I was insured with GDI I was paying more than $1400 a year for my auto insurance.  Now I am not only paying only $904 a year for the same car, and GDI doubled my coverage.  That’s what I call a “real savings.”  I live in Modesto Ca, No other Modesto auto insurance company saved me as much!

                                 Jeffrey Lazo
Modesto, CA
Auto Insurance Client

“GDI saved me $251 per year on my auto insurance.”  Living in Hilmar CA we saved big on auto insurance!

Margaret Tosta
Hilmar, CA

Every year GDI provides me with excellent service and the best rates on my insurance.  This year GDI Saved Us Another $511 a year by shopping our insurance for us.
                   John & Shirley Sousa
Turlock, CA

Auto Insurance Client

GDI Insurance Agency doubled my coverage, and saved me $327.00 a year on my auto insurance.  They also improved the coverage on my home, and saved me another $236.00 a year!!!  I am looking forward to a long relationship with GDI Insurance Agency, Inc.

                     John H Robinson
Hilmar, CA
Auto Insurance Client