The most common environmental and regulatory exposures encountered at dairy farm properties include:
Improper storage of pesticides and, fertilizers which may lead to surface water, soil or groundwater pollution.
Normal and routine application of pesticides and fertilizers to fields over many years which may impair storm water runoff and shallow groundwater.
Underground tanks which can leak, store gasoline, diesel fuel, and heating oil.
Cattle excrement can create elevated fecal coliforms, nitrated and other contaminants in surface waters which in turn may be used as a source of potable water.
Electrical step-down transformers which may contain PCB dielectric fluid.
Improperly maintained or faulty refrigeration units used for dairy farming resulting in potential contamination from lubricating oils, Freon, or ammonia.
Asbestos-containing materials found in buildings and used as insulation for boilers, piping and steamlines.
Improper use, storage, and disposal of wood preserving chemicals used for treating building supplies, fence posts or lumber produced by small on-site operations.
Improper use of septic or leach systems for disposal of liquid wastes.
On-site disposal of trash, garbage and other waste materials.
Past improper disposal of waste oil from farm equipment.
This is not a comprehensive list of environmental exposures found at this type of facility, but is indicative of the exposures that are often encountered. For more information, contact Grant W Davis @ 888-991-2929 www.gdiinsurance.com
Reprinted with permission from the Society of Environmental Insurance Professionals.