Owners Insurance Information California

California Business Owners Insurance Information

Businesses can bundle property and liability coverage into a Business
Owners Insurance Policy that allows your business to obtain broad
coverage with affordable premiums. Business Owners Insurance is
usually the first step for small businesses looking to get basic property
and liability coverage and is a comprehensive and affordable insurance
package for small or medium sized businesses.

To qualify for Business Owners Insurance Policies, a California
company should have 100 or fewer employees, and annual revenues
should be less than $1 million. Business Owners Insurance will
typically provide reimbursement for up to a year of lost revenue
resulting from an insured property loss.

Some businesses may find California Business Owners Insurance
coverage limits to be too low or may not like the lack of flexibility on
options like coinsurance. However, what the Business Owners
Insurance Policy lacks in flexibility it usually makes up for with lower
premiums for your business.

Property Insurance Coverage - California

California Business Owners Insurance offers named perils or all
risk insurance coverage, similiar to general property insurance
coverages. Enhancement endorsements are available at little or no
cost to extend coverage to your accounts receivable, valuable
papers, signs, employee dishonesty, mechanical breakdown,
computers including software, money and securities, off premises
power failure and spoilage of food products, backup of sewers and
drains.

Liability Insurance Coverage - California

While similiar to Commercial General Liability Insurance, the
liability part of a Business Owners Insurance Policy offers less
flexibility in determining your coverage limits for particular claims.
Optional limits of $300,000, $500,000 or $1,000,000 are available.
Personal injury, products liability, fire legal liability and premises
medical payments are included. Also, California Business Owners
Insurance does not include professional liability insurance.

Interruption Insurance Coverage - California

Business Interruption Insurance is usually included in Business
Owners Insurance Policies and covers lost income and expenses
incurred when a company suffers disaster related damage. Ongoing
operating expenses that continue even if business is suspended,
such as payroll, are also covered.

Click on the link below to fill out a secure quote request form for a
California business owners insurance policy that regardless of
whether you're a small contractor, large employer or a small
business owner, will provide exceptional insurance coverage for
your business at an affordable cost. Or speak with our California
Business Owners Insurance specialist toll free at 888-991-2929 to
discuss the features.

**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

We are your local Turlock, CA insurance agency, offering comprehensive business owners insurance plan
services to businesses in the following cities and counties: Modesto, Merced, Stockton, Livingston, Hilmar,
Stevinson, Atwater, Winton, Delhi, Cressey, Ballico, Denair, Hopeton, Newman, Patterson, Crows Landing,
Keyes, Hughson, Oakdale, Ceres, Westley, Grayson, Vernalis, Hickman, Waterford, Tracy, Manteca, Valley
Home, Escalon, Banta, Livermore, Lathrop, French Camp, Farmington, Peters, Linden, Waterloo, Byron,
Lodi, Galt, Rio Vista, Oakland, Concord, Hayward, Fremont, Pleasanton, Santa Clara, San Ramon, East
Foothills, Sunnyvale, Union City, Castro Valley, Alameda, San Leandro, Dublin, Walnut Creek, South San
Francisco, Milpitas, Antioch, Pittsburg, Sacramento, Davis, Ione, Woodland, North Highlands, Coulterville,
Groveland, Sonora, West Sacramento, Vacaville, Merced Falls, La Grange, Snelling, Catheys Valley,
Planada, Tuttle, Gustine, Los Banos, Santa Nella, Volta, El Nido, Chowchilla, Raymond, Coarsegold,
Fairmead, Berenda, Fresno, Clovis, Kerman, Mendota, Dos Palos, Firebaugh, Ripperdan, Rolinda, Biola,
Easton, Parlier, Selma, Kingsburg, Hanford, Tulare, Visalia, Reedley, Orange Cove, Woodlake, Orosi,
Hollister, Gilroy, Stanislaus County, Merced County, San Joaquin County, Madera County, Santa Clara
County, Calaveras County, Mariposa County, Alameda County, Contra Costa County, Sacramento County,
CA. We also offer business owners insurance services throughout the state of California, including the San
Francisco, San Jose, Los Angeles and San Diego metro areas, as well as throughout Arizona and Nevada.

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GDI Insurance Agency

801 Geer Road

Turlock, California 95380

Stanislaus County, CA

(209) 634-2929

Toll Free: (888) 991-2929

Fax: (209) 634-2927