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California Auto Insurance Information
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The value of good auto insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let one of our experienced California auto insurance policy
specialists explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. We offer affordable truck and car insurance policies from a leader in the insurance industry. |
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Click on the link below to fill out a secure quote request form for a
Auto Insurance policy that will provide excellent car insurance coverage at an affordable cost. Or you can speak with our California Auto Insurance agent specialist toll free at 888-991-2929 to discuss the features. |
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We are your local Turlock, CA insurance agency, offering affordable auto insurance policy
premiums in the following cities and counties: Modesto, Merced, Stockton, Livingston, Hilmar, Stevinson, Atwater, Winton, Delhi, Cressey, Ballico, Denair, Hopeton, Newman, Patterson, Crows Landing, Keyes, Hughson, Oakdale, Ceres, Westley, Grayson, Vernalis, Hickman, Waterford, Tracy, Manteca, Valley Home, Escalon, Banta, Livermore, Lathrop, French Camp, Farmington, Peters, Linden, Waterloo, Byron, Lodi, Galt, Rio Vista, Oakland, Concord, Hayward, Fremont, Pleasanton, Santa Clara, San Ramon, East Foothills, Sunnyvale, Union City, Castro Valley, Alameda, San Leandro, Dublin, Walnut Creek, South San Francisco, Milpitas, Antioch, Pittsburg, Sacramento, Davis, Ione, Woodland, North Highlands, Coulterville, Groveland, Sonora, West Sacramento, Vacaville, Merced Falls, La Grange, Snelling, Catheys Valley, Planada, Tuttle, Gustine, Los Banos, Santa Nella, Volta, El Nido, Chowchilla, Raymond, Coarsegold, Fairmead, Berenda, Fresno, Clovis, Kerman, Mendota, Dos Palos, Firebaugh, Ripperdan, Rolinda, Biola, Easton, Parlier, Selma, Kingsburg, Hanford, Tulare, Visalia, Reedley, Orange Cove, Woodlake, Orosi, Hollister, Gilroy, Stanislaus County, Merced County, San Joaquin County, Madera County, Santa Clara County, Calaveras County, Mariposa County, Alameda County, Contra Costa County, Sacramento County, CA. We also offer auto insurance services throughout the state of California, including the San Francisco, San Jose, Los Angeles and San Diego metro areas, as well as throughout Arizona and Nevada. |
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Learn more about California Auto Insurance
policy coverage options below! |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of auto insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The auto insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required auto insurance coverage in California. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your auto is damaged in an accident caused by a driver who
has insufficient auto insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in California. |
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California Auto Insurance Policy FAQ
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Click on the link below to fill out a secure quote request form for an Auto Insurance
policy that will provide excellent auto insurance coverage at an affordable cost. Or you can speak with one of our California Auto Insurance agent specialists toll free at 888-991-2929 to discuss the features. |
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Covers damage caused to the insured's auto (your automobile) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the auto insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the California auto insurance policy. |
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Covers damage caused to the owners auto from a collision caused
by another auto or other object. The deductible is the amount you choose to pay upfront (if any) before the auto insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the California auto insurance policy. |
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California Auto Insurance Policy FAQ
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California Auto Insurance Policy FAQ
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California Auto Insurance Policy FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of
an auto insurance policy. The minimum liability insurance coverage available for purchase in California is 15/30 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us toll free at 888-991- 2929 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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California Liability Coverage limits explanation:
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15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, truck, fence, or house, is covered through property damage auto insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in California is $5,000. |
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Benefits Provided Include:
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Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray,
dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an
injury suffered in an accident.
$5,000 death benefit
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California Auto Insurance Policy FAQ
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California Auto Insurance Policy FAQ
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California does not require "No Fault" insurance coverage. This coverage pays
medical bills for injuries suffered in an auto accident regardless of who caused the accident. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding in or driving your car or truck. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding in another car or truck. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Auto Insurance coverage in California. |
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California Auto Insurance Policy FAQ
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto liability insurance. This coverage is not required for Auto Insurance in California. Contact us toll free at 888-991-2929 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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GDI
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Insurance Agency
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Auto
Insurance
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GDI Insurance Agency
801 Geer Road
Turlock, California 95380
Stanislaus County, CA
(209) 634-2929
Toll Free: (888) 991-2929
Fax: (209) 634-2927
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