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California Motorcycle Insurance Information
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The value of good motorcycle insurance often doesn't become
apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced California Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means more stable premiums and none of those 20% increases after the first year. |
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Click on the link below to fill out a secure quote request form for a
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with one of our California Motorcycle Insurance agent specialists toll free at 888-991-2929 to discuss the features. |
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We are your local Turlock, CA insurance agency, offering affordable Motorcycle insurance
policy premiums in the following cities and counties: Modesto, Merced, Stockton, Livingston, Hilmar, Stevinson, Atwater, Winton, Delhi, Cressey, Ballico, Denair, Hopeton, Newman, Patterson, Crows Landing, Keyes, Hughson, Oakdale, Ceres, Westley, Grayson, Vernalis, Hickman, Waterford, Tracy, Manteca, Valley Home, Escalon, Banta, Livermore, Lathrop, French Camp, Farmington, Peters, Linden, Waterloo, Byron, Lodi, Galt, Rio Vista, Oakland, Concord, Hayward, Fremont, Pleasanton, Santa Clara, San Ramon, East Foothills, Sunnyvale, Union City, Castro Valley, Alameda, San Leandro, Dublin, Walnut Creek, South San Francisco, Milpitas, Antioch, Pittsburg, Sacramento, Davis, Ione, Woodland, North Highlands, Coulterville, Groveland, Sonora, West Sacramento, Vacaville, Merced Falls, La Grange, Snelling, Catheys Valley, Planada, Tuttle, Gustine, Los Banos, Santa Nella, Volta, El Nido, Chowchilla, Raymond, Coarsegold, Fairmead, Berenda, Fresno, Clovis, Kerman, Mendota, Dos Palos, Firebaugh, Ripperdan, Rolinda, Biola, Easton, Parlier, Selma, Kingsburg, Hanford, Tulare, Visalia, Reedley, Orange Cove, Woodlake, Orosi, Hollister, Gilroy, Stanislaus County, Merced County, San Joaquin County, Madera County, Santa Clara County, Calaveras County, Mariposa County, Alameda County, Contra Costa County, Sacramento County, CA. We also offer motorcycle insurance services throughout the state of California, including the San Francisco, San Jose, Los Angeles and San Diego metro areas, as well as throughout Arizona and Nevada. |
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Learn more about California Motorcycle
Insurance policy coverage options below! |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in California is 15/30 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us toll free at 888-991-2929 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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California Liability Coverage limits explanation:
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15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in California is $5,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Motorcycle Insurance coverage in California. |
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the California Motorcycle Insurance policy. |
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California Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks such
as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the California Motorcycle Insurance policy. |
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California Motorcycle Insurance FAQ
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California Motorcycle Insurance FAQ
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Benefits Provided:
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80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident. |
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California Motorcycle Insurance FAQ
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California does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a motorcycle accident regardless of who caused the accident. |
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California Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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California Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no auto or motorcycle liability insurance. This is not a required coverage for Motorcycle Insurance in California. Contact us toll free at 888-991-2929 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Protects you if your motorcycle is damaged in an accident caused by a driver
who has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in California. |
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This type of motorcycle insurance coverage pays for your medical expenses,
lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in California. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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California Motorcycle Insurance FAQ
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Click on the link below to fill out a secure quote request form for a Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our California Motorcycle Insurance specialist toll free at 888-991-2929 to discuss the features. |
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GDI
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Insurance Agency
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Motorcycle
Insurance
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GDI Insurance Agency
801 Geer Road
Turlock, California 95380
Stanislaus County, CA
(209) 634-2929
Toll Free: (888) 991-2929
Fax: (209) 634-2927
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