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California Group Employee Disability Insurance Information
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Disability insurance coverage is an important employee benefit because
it helps protect your employees most valuable financial asset...their income. It replaces lost income for an employee if they are unable to work due to sickness or injury. |
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Group disability insurance for your California business is an excellent
employee benefit incentive for acquiring and maintaining employees and the cost is relatively low in comparison to other employee benefits. |
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Learn much more below about both Group Long Term Disability
Insurance and Group Short Term Disability Insurance. |
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Each year on average, 12% of the adult U.S. population suffers a
long term disability and one out of eight workers will suffer a five- year or longer disability before the age of 65. |
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California group long term disability insurance plans provide income
protection for disabilities lasting three months or longer. After the initial waiting period is completed, long term disability insurance will provide a monthly income which may continue until age 65 for qualified disabilities. The monthly income provided under a policy is usually 60% of the employees pre-disability income. |
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Key Features:
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Benefits begin on the 91st day of disability.
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Monthly benefit is 60% of pre-disability income.
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Maximum monthly benefit is $5,000.
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Benefit duration to age 65 for qualified disabilities.
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Click on the link below to fill out a secure quote request form for a
California group employee long term disability insurance plan that regardless of whether you're a large employer or a small business, will provide exceptional long term disability insurance coverage for your businesses most important asset...your employees. Or speak with our California Business Insurance specialist toll free at 888-991-2929 to discuss the features. |
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When an employee needs to be away from work for an extended period or a
non-work related disability like maternity, illness, or injury, an employee can have access to a short term disability program which provides at least partial income protection. Short term disability insurance is a more common employee benefit because the chance of an employee being unable to work for a short period is higher than the chance of being permanently disabled. |
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A short term disability insurance plan for your California business will provide
weekly income for an employee disability shorter than 3 months. Coverage is meant to bridge the gap between a company's sick pay policy and the start of an employee long term disability insurance plan. |
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Key Features:
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Benefits begin on the 1st day in the case of an accident
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Benefits begin on the 8th day in the case of a sickness
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Weekly benefit is 100% of pre-disability income for
the first 15 days. |
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Weekly benefit is 66% of pre-disability income
from day 16 through a maximum of 165 days. |
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Maximum weekly benefit is $1,000.
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Benefit duration is 26 weeks.
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Click on the link below to fill out a secure quote request form for a California
group employee short term disability insurance plan that regardless of whether you're a large employer or a small business, will provide exceptional short term disability insurance coverage for your businesses most important asset...your employees. Or speak with our California Business Insurance specialist toll free at 888-991-2929 to discuss the features. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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We are your local Turlock, CA insurance agency, offering comprehensive group disability
insurance plan services to businesses in the following cities and counties: Modesto, Merced, Stockton, Livingston, Hilmar, Stevinson, Atwater, Winton, Delhi, Cressey, Ballico, Denair, Hopeton, Newman, Patterson, Crows Landing, Keyes, Hughson, Oakdale, Ceres, Westley, Grayson, Vernalis, Hickman, Waterford, Tracy, Manteca, Valley Home, Escalon, Banta, Livermore, Lathrop, French Camp, Farmington, Peters, Linden, Waterloo, Byron, Lodi, Galt, Rio Vista, Oakland, Concord, Hayward, Fremont, Pleasanton, Santa Clara, San Ramon, East Foothills, Sunnyvale, Union City, Castro Valley, Alameda, San Leandro, Dublin, Walnut Creek, South San Francisco, Milpitas, Antioch, Pittsburg, Sacramento, Davis, Ione, Woodland, North Highlands, Coulterville, Groveland, Sonora, West Sacramento, Vacaville, Merced Falls, La Grange, Snelling, Catheys Valley, Planada, Tuttle, Gustine, Los Banos, Santa Nella, Volta, El Nido, Chowchilla, Raymond, Coarsegold, Fairmead, Berenda, Fresno, Clovis, Kerman, Mendota, Dos Palos, Firebaugh, Ripperdan, Rolinda, Biola, Easton, Parlier, Selma, Kingsburg, Hanford, Tulare, Visalia, Reedley, Orange Cove, Woodlake, Orosi, Hollister, Gilroy, Stanislaus County, Merced County, San Joaquin County, Madera County, Santa Clara County, Calaveras County, Mariposa County, Alameda County, Contra Costa County, Sacramento County, CA. We also offer group disability insurance services throughout the state of California, including the San Francisco, San Jose, Los Angeles and San Diego metro areas, as well as throughout Arizona and Nevada. |
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Home - Auto - Group Disability
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GDI
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Insurance Agency
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Group
Disability
Insurance
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GDI Insurance Agency
801 Geer Road
Turlock, California 95380
Stanislaus County, CA
(209) 634-2929
Toll Free: (888) 991-2929
Fax: (209) 634-2927
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